ReconcileIQ · for accounting practices
A practice plan gives your team the whole ReconcileIQ suite: CodeIQ bookkeeping, Bank Reconciler, LedgerIQ and PrepIQ, on whichever ledger each client uses. And every client can have a ReconcileIQ account of their own, with their own login, IQ Books organisation and 3,500 credits. From £78 a month for 50 clients.
| Client | This month | Credits |
|---|---|---|
| Kirkgate Dental LtdOwn login | 3 held for you | 3,500 |
| Pennine Cycle WorksOwn login | VAT due 7 Oct | 2,912 |
| Whitlow & GrangeStays on Xero | CodeIQ batch ready | – |
| Saltmarsh Media LtdOwn login · sponsored | Up to date | 1,000 |
| Ardwick FabricationStays on QuickBooks | Year end in PrepIQ | – |
| Thornbury JoineryOwn login | 212 lines coded | 2,488 |
ReconcileIQ
Whichever one brought you here, it's part of the same practice plan. Clients on Xero, QuickBooks or Sage get the same coding, reconciliation, analysis and year end, and clients who want a ledger get IQ Books. Nobody has to move for the practice to work one way.
The same eight-phase coding, reviewed by your team, then posted to Xero, QuickBooks, Sage or Pandle. The automatic coding uses 4 credits a line.
Matches the statement to the books, finds what's missing or duplicated, and exports the evidence. Works from a connection or from CSV, Excel and PDF. 1 credit per bank line.
Reads the ledger directly from Xero, QuickBooks or Sage, or from any export, and builds 44 modules of analysis and a written report with the working shown. 1,000 credits per analysis.
The full working papers from the client's records: extended trial balance, fixed assets, capital allowances, loan and HP reconciliations and the tax computation, cell-linked and queried like a senior would. UK and Ireland. No other bookkeeping platform includes this. 5,000 credits per job, or 10,000 on RiQ's maximum setting.
A full double-entry ledger with invoicing, bills, stock, payment runs, projects and multi-currency built in, and MTD filing to HMRC free on every plan. On a practice plan, each client can have their own.
New to using AI in a practice? Read our guide to AI for accountants: where it helps, task by task, and what stays with you.
IQ Books · client accounts
A client account isn't a seat in your login. It's the client's own account, with a complete ledger they can use every day, and a link to your practice that lets you work in it.
Invite the client from your practice plan. Accepted and pending invitations count towards your 50, 250 or 1,000.
Their own login and a full IQ Books organisation with nothing locked, plus Bank Reconciler, CodeIQ and LedgerIQ. They start with 1,000 standard and 2,500 bonus credits.
You're linked to their organisation as their accountant: review what CodeIQ holds back, post, run the VAT return and file it.
IQ Books · the sums
A ledger for every client usually means a subscription for every client. On a practice plan it's part of the plan, alongside PrepIQ, the firm's own organisations and a monthly pool of credits.
| A ledger for each client | Clients | Per month | Per client |
|---|---|---|---|
| Xero Grow, one per clientThe multi-organisation discount ended on 1 September 2026 | 50 | £1,950.00 | £39.00 |
| QuickBooks Essentials, top ProAdvisor discount40% off £38 at Elite tier, for a limited period | 50 | £1,140.00 | £22.80 |
| Xero Ledger, partner-only planA restricted plan; see Xero for what it leaves out | 50 | £125.00 | £2.50 |
| IQ Books on Practice EssentialA full ledger each, plus PrepIQ and 50,000 credits for the firm | 50 | £78 | £1.56 |
| IQ Books on Practice ProPlus 150,000 credits for the firm | 250 | £158 | £0.63 |
| IQ Books on EnterprisePlus 500,000 credits for the firm | 1,000 | £398 | £0.40 |
Competitor list prices from the vendors' UK pages, checked 22 September 2026, excluding VAT. QuickBooks ProAdvisor discounts range from 20% to 40% by tier and apply for a limited period. Ongoing automation in a client's books uses credits: their own, yours through sponsorship, or a plan they take themselves.
CodeIQ · AI-native bookkeeping
CodeIQ is a full bookkeeper: an eight-phase pipeline behind every line, from transfer detection to VAT. The team's time moves from keying to checking what it held back.
Every line carries a confidence and the phase that decided it. Lines it isn't sure of are held with the question it couldn't answer, and nothing posts until someone posts it.
One person can run up to ten CodeIQ client sessions in a browser, each with its own ledger, files, progress and posting results.
Low-confidence lines, VAT questions, unmatched invoices and transfers go to the person who should decide.
A reviewer's correction is used the next time for that client, so the queue gets shorter.
Connect an AI assistant such as Claude and ask which clients need attention. It reads every set of books you can reach, and it can plan fixes; nothing is written until you approve the exact journal.
IQ Books · what each client gets
The same IQ Books a business would choose for itself, with the rules an accountant would insist on. No add-ons to buy for the features clients keep asking about.
The full comparison with Xero, QuickBooks, Dext and A2X is on the page for accountants and bookkeepers.
Practice plans
Every practice plan includes the whole suite, PrepIQ, 10 firm organisations and client accounts. The differences are monthly credits, how many clients you can provide for, and the overage rate.
Prices exclude VAT. Above 1,000 client accounts, talk to us. Working on your own? The Accountant plan is £15 a month with five organisations.
Questions
Organisations are sets of books your firm owns: 10 are included, and more are £2 a month each. Client accounts are separate: each is the client's own login with their own IQ Books organisation, linked to your practice. Practice Essential covers 50 client accounts, Pro 250 and Enterprise 1,000, and none of them uses your 10.
Their books keep working, and they can always code and post by hand for free; only automation, such as CodeIQ coding the bank, uses credits. You can sponsor the client from your plan, topping their balance up to 250, 500 or 1,000 from your monthly and bonus credits, or the client can take a plan of their own. Sponsorship never creates overage on your plan.
Yes. CodeIQ codes their bank and posts back to Xero, QuickBooks, Sage or Pandle after review, Bank Reconciler proves the bank, LedgerIQ reads their ledger, and PrepIQ prepares their year end from their records.
No. CodeIQ prepares the coding and a person posts it. Low-confidence lines are held back from bulk posting. On a bank feed, auto-post can be switched on for lines at 90% or 95% confidence; it's off by default, never posts the backlog, and lists every line it posts.
Yes. A client's bank connects once through BankSync, an open banking service, and new lines arrive already coded. The feed is a small monthly plan the client takes with BankSync, and automatic coding by CodeIQ uses the usual 4 credits a line. Coding a line yourself is always free. UK bank connections are provided by Salt Edge Limited, which is registered with the Financial Conduct Authority as an account information service provider under the Payment Services Regulations 2017 (FRN 822499). BankSync is not itself authorised or registered by the FCA.
Yes, and so can you on their behalf. VAT returns are built from the VAT control account and submitted to HMRC from inside IQ Books, free on every plan. For Making Tax Digital for Income Tax, IQ Books is on HMRC's software list for sole traders' quarterly updates.
No. It's the work underneath: client ledgers, bookkeeping, reconciliation, analysis and the year end. Keep your existing CRM, deadlines and document portal alongside it.
No. Run payroll in your payroll software and post the journal; IQ Books has payroll accounts ready for it.
Partner practice
We partner with independent practices that run their clients' bookkeeping on IQ Books, with each client given live access to their own books.
Bookkeeper and accountant in Camden, London
An AAT-qualified bookkeeper and a Chartered Accountant, working with sole traders, freelancers, landlords and small limited companies across North London and the UK. They keep client books in IQ Books, and prepare and file Self Assessment, VAT returns, year-end accounts and Corporation Tax returns from them, all for a fixed monthly fee.
Run a practice on IQ Books and want to be listed? Get in touch.
Start with one client
Open a free account and take a real client month through CodeIQ, Bank Reconciler and LedgerIQ on whichever ledger they use. When it earns its place, a practice plan adds PrepIQ and gives every client their own books.